/* ============================================================================
   CLVR DESIGN TOKENS (scoped fallback)
   Mirrors clvr-framework.css — used when the global framework isn't loaded.
   ============================================================================ */
.clvr-home-calc {
  --clvr-blue:            #14244A;
  --clvr-blue-dark:       #0C142A;
  --clvr-orange:          #DBA450;
  --clvr-orange-dark:     #C3862A;

  --clvr-text:            #22293b;
  --clvr-text-secondary:  #4b698b;
  --clvr-text-muted:      #86a5c6;
  --clvr-text-light:      #bfcbde;
  --clvr-text-inverse:    #ffffff;

  --clvr-bg:              #ffffff;
  --clvr-bg-subtle:       #f5f8fc;
  --clvr-bg-muted:        #f3f5f9;
  --clvr-bg-tint:         #F0F5FA;
  --clvr-bg-neutral:      #f0f0f0;

  --clvr-success:         #0ec18f;
  --clvr-error:           #f44336;
  --clvr-warning:         #ff9800;
  --clvr-info:            #2196f3;

  --clvr-border:          #bfcbde;
  --clvr-border-light:    #e2e8f0;

  --clvr-link:            var(--clvr-orange);
  --clvr-link-hover:      #26aeff;

  --clvr-font:            "Poppins", arial, sans-serif;
  --clvr-weight-normal:   400;
  --clvr-weight-semibold: 600;
  --clvr-weight-bold:     700;

  --clvr-radius:          8px;
  --clvr-radius-sm:       4px;
  --clvr-radius-pill:     9999px;

  --clvr-shadow:          0 1px 3px rgba(12, 20, 42, 0.08),
                          0 4px 12px rgba(12, 20, 42, 0.06);
  --clvr-shadow-lg:       0 4px 8px rgba(12, 20, 42, 0.08),
                          0 12px 32px rgba(12, 20, 42, 0.10);

  --clvr-transition:      200ms ease;

  --clvr-content-width:   810px;
  --clvr-wide-width:      1144px;

  --clvr-sp-1:  0.25rem;
  --clvr-sp-2:  0.5rem;
  --clvr-sp-3:  0.75rem;
  --clvr-sp-4:  1rem;
  --clvr-sp-5:  1.25rem;
  --clvr-sp-6:  1.5rem;
  --clvr-sp-8:  2rem;
  --clvr-sp-10: 2.5rem;
  --clvr-sp-12: 3rem;
  --clvr-sp-16: 4rem;
}

/* ============================================================================
   SCOPED RESET
   ============================================================================ */
.clvr-home-calc,
.clvr-home-calc *,
.clvr-home-calc *::before,
.clvr-home-calc *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* ============================================================================
   COMPONENT ROOT
   ============================================================================ */
.clvr-home-calc {
  min-width: 0;
  width: 100%;
  max-width: var(--clvr-wide-width, 1144px);
  margin: 0 auto;
  padding: var(--clvr-sp-6);
  font-family: var(--clvr-font);
  color: var(--clvr-text);
  line-height: 1.6;
  overflow-x: hidden;
}

.clvr-home-calc input,
.clvr-home-calc select,
.clvr-home-calc button {
  max-width: 100%;
}

/* Header */
.clvr-home-calc .clvr-calc-header {
  text-align: center;
  margin-bottom: var(--clvr-sp-8);
}

.clvr-home-calc .clvr-calc-header h2 {
  font-family: var(--clvr-font);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--clvr-blue);
  margin-bottom: var(--clvr-sp-2);
  letter-spacing: -0.02em;
}

.clvr-home-calc .clvr-calc-header p {
  color: var(--clvr-text-secondary);
  font-size: 0.95rem;
  max-width: 620px;
  margin: 0 auto;
}

/* ============================================================================
   LAYOUT — input left, results right, amortization full width below
   ============================================================================ */
.clvr-home-calc .clvr-calc-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--clvr-sp-6);
  align-items: start;
}

.clvr-home-calc .clvr-amort-container {
  grid-column: 1 / -1;
}

@media (max-width: 768px) {
  .clvr-home-calc {
    padding: var(--clvr-sp-4);
  }

  .clvr-home-calc .clvr-calc-header {
    margin-bottom: var(--clvr-sp-5);
  }

  .clvr-home-calc .clvr-calc-header h2 {
    font-size: 1.6rem;
    line-height: 1.2;
  }

  .clvr-home-calc .clvr-calc-layout {
    grid-template-columns: 1fr;
    gap: var(--clvr-sp-4);
  }
}

/* ============================================================================
   PANELS
   ============================================================================ */
.clvr-home-calc .clvr-calc-panel {
  min-width: 0;
  background: var(--clvr-bg);
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
  padding: var(--clvr-sp-6);
  box-shadow: var(--clvr-shadow);
  overflow: visible;
}

@media (max-width: 768px) {
  .clvr-home-calc .clvr-calc-panel {
    padding: var(--clvr-sp-4);
  }
}

/* ============================================================================
   INPUT GROUPS
   ============================================================================ */
.clvr-home-calc .clvr-input-group {
  margin-bottom: var(--clvr-sp-5);
}

.clvr-home-calc .clvr-input-group:last-child {
  margin-bottom: 0;
}

.clvr-home-calc .clvr-input-group label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 0.82rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: var(--clvr-sp-2);
}

.clvr-home-calc .clvr-input-group label .clvr-label-text {
  display: inline-flex;
  align-items: center;
  min-width: 0;
}

.clvr-home-calc .clvr-input-group label .clvr-label-value {
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
  text-transform: none;
  letter-spacing: 0;
}

/* Text / Number inputs */
.clvr-home-calc .clvr-input-field {
  width: 100%;
  padding: 10px 14px;
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--clvr-text);
  background: var(--clvr-bg-muted);
  border: 1.5px solid var(--clvr-border);
  border-radius: var(--clvr-radius-sm);
  outline: none;
  transition: border-color var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-home-calc .clvr-input-field:focus,
.clvr-home-calc .clvr-input-field:focus-visible {
  border-color: var(--clvr-blue);
  box-shadow: 0 0 0 3px rgba(20, 36, 74, 0.12);
}

/* Prefix/suffix wrappers */
.clvr-home-calc .clvr-input-with-prefix { position: relative; }
.clvr-home-calc .clvr-input-with-prefix .clvr-prefix {
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  font-size: 0.95rem; font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted); pointer-events: none;
}
.clvr-home-calc .clvr-input-with-prefix .clvr-input-field { padding-left: 28px; }

.clvr-home-calc .clvr-input-with-suffix { position: relative; }
.clvr-home-calc .clvr-input-with-suffix .clvr-suffix {
  position: absolute; right: 14px; top: 50%; transform: translateY(-50%);
  font-size: 0.82rem; font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted); pointer-events: none;
}
.clvr-home-calc .clvr-input-with-suffix .clvr-input-field { padding-right: 48px; }

/* Row of two inputs */
.clvr-home-calc .clvr-input-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--clvr-sp-4);
}

@media (max-width: 480px) {
  .clvr-home-calc .clvr-input-row { grid-template-columns: 1fr; }
}

/* ============================================================================
   RANGE SLIDERS
   ============================================================================ */
.clvr-home-calc .clvr-slider-track {
  width: 100%; height: 6px;
  -webkit-appearance: none; appearance: none;
  background: var(--clvr-border-light); border-radius: 3px;
  outline: none; cursor: pointer; margin-top: 2px;
}

.clvr-home-calc .clvr-slider-track:focus-visible {
  outline: 2px solid var(--clvr-blue); outline-offset: 4px;
}

.clvr-home-calc .clvr-slider-track::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 20px; height: 20px;
  background: var(--clvr-blue); border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow); border-radius: 50%; cursor: pointer;
  transition: transform var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-home-calc .clvr-slider-track::-webkit-slider-thumb:hover {
  transform: scale(1.15); box-shadow: var(--clvr-shadow-lg);
}

.clvr-home-calc .clvr-dti-helper {
  font-size: 0.75rem; color: var(--clvr-text-muted); margin-top: 6px; line-height: 1.4;
}

.clvr-home-calc .clvr-dti-helper strong {
  font-weight: var(--clvr-weight-bold); color: var(--clvr-text-secondary);
}

.clvr-home-calc .clvr-slider-track::-moz-range-thumb {
  width: 20px; height: 20px;
  background: var(--clvr-blue); border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow); border-radius: 50%; cursor: pointer;
}

/* ============================================================================
   SELECT / DROPDOWN
   ============================================================================ */
.clvr-home-calc .clvr-select-field {
  width: 100%; padding: 10px 14px;
  font-family: var(--clvr-font); font-size: 0.95rem; font-weight: 500;
  color: var(--clvr-text); background: var(--clvr-bg-muted);
  border: 1.5px solid var(--clvr-border); border-radius: var(--clvr-radius-sm);
  outline: none; cursor: pointer; appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%234b698b' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
  padding-right: 38px;
  transition: border-color var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-home-calc .clvr-select-field:focus,
.clvr-home-calc .clvr-select-field:focus-visible {
  border-color: var(--clvr-blue);
  box-shadow: 0 0 0 3px rgba(20, 36, 74, 0.12);
}

/* ============================================================================
   CALCULATE BUTTON
   ============================================================================ */
.clvr-home-calc .clvr-calc-btn {
  display: block; width: 100%; padding: 14px 24px; margin-top: var(--clvr-sp-6);
  font-family: var(--clvr-font); font-size: 1rem; font-weight: var(--clvr-weight-bold);
  letter-spacing: 0.01em; text-align: center;
  color: var(--clvr-text-inverse); background: var(--clvr-orange);
  border: none; border-radius: var(--clvr-radius-pill); cursor: pointer;
  box-shadow: var(--clvr-shadow);
  transition: background var(--clvr-transition), transform var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-home-calc .clvr-calc-btn:hover {
  background: var(--clvr-orange-dark); transform: translateY(-1px); box-shadow: var(--clvr-shadow-lg);
}

.clvr-home-calc .clvr-calc-btn:active { transform: translateY(0); box-shadow: var(--clvr-shadow); }

.clvr-home-calc .clvr-calc-btn:focus-visible {
  outline: 2px solid var(--clvr-blue); outline-offset: 2px;
}

/* ============================================================================
   SECTION DIVIDER
   ============================================================================ */
.clvr-home-calc .clvr-section-divider {
  display: flex; align-items: center; gap: var(--clvr-sp-2);
  margin: var(--clvr-sp-4) 0; font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold); color: var(--clvr-text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
}

.clvr-home-calc .clvr-section-divider::after {
  content: ''; flex: 1; height: 1px; background: var(--clvr-border-light);
}

/* ============================================================================
   INFO TOOLTIPS
   ============================================================================ */
.clvr-home-calc .clvr-info-tip {
  position: relative; display: inline-flex; align-items: center;
  margin-left: 4px; cursor: help;
}

.clvr-home-calc .clvr-info-tip svg {
  width: 14px; height: 14px; color: var(--clvr-text-muted);
  transition: color var(--clvr-transition);
}

.clvr-home-calc .clvr-info-tip:hover svg,
.clvr-home-calc .clvr-info-tip:focus svg { color: var(--clvr-blue); }

.clvr-home-calc .clvr-tip-text {
  display: none; position: absolute; bottom: calc(100% + 8px);
  left: 50%; transform: translateX(-50%);
  width: 260px; padding: 10px 14px;
  font-size: 0.78rem; font-weight: var(--clvr-weight-normal); line-height: 1.5;
  color: var(--clvr-text); background: var(--clvr-bg);
  border: 1px solid var(--clvr-border); border-radius: var(--clvr-radius);
  box-shadow: var(--clvr-shadow-lg);
  text-transform: none; letter-spacing: 0; z-index: 10; pointer-events: none;
}

.clvr-home-calc .clvr-tip-text--right { left: 0; transform: none; }

.clvr-home-calc .clvr-info-tip:hover .clvr-tip-text,
.clvr-home-calc .clvr-info-tip:focus .clvr-tip-text { display: block; }

@media (max-width: 640px) {
  .clvr-home-calc .clvr-input-group label {
    align-items: flex-start;
    line-height: 1.35;
  }

  .clvr-home-calc .clvr-input-group label .clvr-label-text {
    white-space: normal;
  }

  .clvr-home-calc .clvr-tip-text,
  .clvr-home-calc .clvr-tip-text--right {
    left: 0;
    right: auto;
    transform: none;
    width: min(260px, calc(100vw - 64px));
  }
}

/* ============================================================================
   RESULTS PANEL (right column)
   ============================================================================ */
.clvr-home-calc .clvr-results-hidden { display: none; }

/* ── Affordability Range ──────────────────────────────────────────────── */
.clvr-home-calc .clvr-afford-section { margin-bottom: var(--clvr-sp-6); }

.clvr-home-calc .clvr-afford-value {
  font-size: 2.4rem; font-weight: 800; color: var(--clvr-blue);
  letter-spacing: -0.02em; text-align: center;
  line-height: 1.1;
  overflow-wrap: anywhere;
}

.clvr-home-calc .clvr-afford-label {
  font-size: 0.82rem; font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted);
  text-align: center; margin-bottom: var(--clvr-sp-4);
  display: flex; align-items: center; justify-content: center; gap: 4px;
}

/* Interactive DTI range slider in output */
.clvr-home-calc .clvr-afford-slider {
  width: 100%; height: 10px;
  -webkit-appearance: none; appearance: none;
  background: linear-gradient(90deg, var(--clvr-success) 0%, var(--clvr-orange) 50%, var(--clvr-error) 100%);
  border-radius: 5px; margin-bottom: var(--clvr-sp-2);
  outline: none; cursor: pointer;
}

.clvr-home-calc .clvr-afford-slider:focus-visible {
  outline: 2px solid var(--clvr-blue); outline-offset: 4px;
}

.clvr-home-calc .clvr-afford-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px;
  background: var(--clvr-blue); border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow); border-radius: 50%; cursor: pointer;
  transition: transform var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-home-calc .clvr-afford-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15); box-shadow: var(--clvr-shadow-lg);
}

.clvr-home-calc .clvr-afford-slider::-moz-range-thumb {
  width: 22px; height: 22px;
  background: var(--clvr-blue); border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow); border-radius: 50%; cursor: pointer;
}

.clvr-home-calc .clvr-afford-slider::-moz-range-track {
  height: 10px;
  background: linear-gradient(90deg, var(--clvr-success) 0%, var(--clvr-orange) 50%, var(--clvr-error) 100%);
  border-radius: 5px; border: none;
}

/* DTI value color classes */
.clvr-home-calc .clvr-dti-affordable { color: var(--clvr-success) !important; }
.clvr-home-calc .clvr-dti-stretching { color: var(--clvr-orange) !important; }
.clvr-home-calc .clvr-dti-aggressive { color: var(--clvr-error) !important; }

.clvr-home-calc .clvr-afford-labels {
  display: flex; justify-content: space-between;
  font-size: 0.7rem; color: var(--clvr-text-muted);
  gap: var(--clvr-sp-3);
}

.clvr-home-calc .clvr-afford-labels strong {
  display: block; font-size: 0.82rem;
  font-weight: var(--clvr-weight-bold); color: var(--clvr-text-secondary);
  overflow-wrap: anywhere;
}

/* ── Three-metric output row ──────────────────────────────────────────── */
.clvr-home-calc .clvr-metrics-row {
  display: grid; grid-template-columns: 1fr 1fr 1fr;
  gap: 0; margin-top: var(--clvr-sp-6);
  border-top: 1px solid var(--clvr-border-light);
  padding-top: var(--clvr-sp-6);
}

.clvr-home-calc .clvr-metric {
  position: relative;
  text-align: center;
  padding: 0 var(--clvr-sp-3);
  min-width: 0;
}

.clvr-home-calc .clvr-metric + .clvr-metric {
  border-left: 1px solid var(--clvr-border-light);
}

.clvr-home-calc .clvr-metric-value {
  font-size: 1.5rem; font-weight: 800; color: var(--clvr-blue);
  letter-spacing: -0.02em; margin-bottom: 2px;
  line-height: 1.15;
  overflow-wrap: anywhere;
}

.clvr-home-calc .clvr-metric-label {
  font-size: 0.72rem; font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted); display: inline-flex; align-items: center; justify-content: center; gap: 2px;
  max-width: 100%;
  line-height: 1.3;
  white-space: normal;
}

.clvr-home-calc .clvr-metric-tip {
  position: relative; display: inline-flex; align-items: center;
  cursor: help;
}

.clvr-home-calc .clvr-metric-tip svg {
  width: 13px; height: 13px; color: var(--clvr-text-muted);
  transition: color var(--clvr-transition);
}

.clvr-home-calc .clvr-metric-tip:hover svg,
.clvr-home-calc .clvr-metric-tip:focus svg { color: var(--clvr-blue); }

.clvr-home-calc .clvr-metric-tip--warn svg { color: var(--clvr-error); }
.clvr-home-calc .clvr-metric-tip--warn:hover svg { color: var(--clvr-error); }

.clvr-home-calc .clvr-metric-tip .clvr-tip-text--above {
  bottom: calc(100% + 8px); left: 50%; transform: translateX(-50%);
}

.clvr-home-calc .clvr-metric-tip:hover .clvr-tip-text,
.clvr-home-calc .clvr-metric-tip:focus .clvr-tip-text { display: block; }

@media (max-width: 640px) {
  .clvr-home-calc .clvr-afford-value {
    font-size: 2rem;
  }

  .clvr-home-calc .clvr-metrics-row {
    grid-template-columns: 1fr;
    gap: 0;
    padding-top: var(--clvr-sp-4);
  }

  .clvr-home-calc .clvr-metric {
    padding: var(--clvr-sp-4) 0;
  }

  .clvr-home-calc .clvr-metric:first-child {
    padding-top: 0;
  }

  .clvr-home-calc .clvr-metric + .clvr-metric {
    border-left: none;
    border-top: 1px solid var(--clvr-border-light);
  }
}

/* ── Output popups (shared base) ─────────────────────────────────────── */
.clvr-home-calc .clvr-output-popup {
  display: none;
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%);
  width: 340px;
  max-width: calc(100vw - 48px);
  padding: 16px 20px;
  background: var(--clvr-bg);
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
  box-shadow: var(--clvr-shadow-lg);
  z-index: 25;
  cursor: default;
}

.clvr-home-calc .clvr-output-popup--open { display: block; }

/* Show on hover (desktop) — only when not on mobile touch */
@media (hover: hover) and (pointer: fine) {
  .clvr-home-calc .clvr-metric:hover > .clvr-output-popup { display: block; }
}

/* Payment popup specific alias */
.clvr-home-calc .clvr-payment-popup { /* alias handled by .clvr-output-popup */ }
.clvr-home-calc .clvr-payment-popup--open { display: block; }

@media (max-width: 640px) {
  .clvr-home-calc .clvr-output-popup,
  .clvr-home-calc .clvr-upfront-popup,
  .clvr-home-calc .clvr-dti-popup {
    left: 0;
    right: 0;
    top: calc(100% + 10px);
    bottom: auto;
    transform: none;
    width: 100%;
    max-width: 100%;
    padding: 14px;
  }
}

/* DTI popup — position above */
.clvr-home-calc .clvr-dti-popup {
  top: auto;
  bottom: calc(100% + 12px);
}

.clvr-home-calc .clvr-dti-popup-title {
  font-size: 0.95rem; font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue); margin-bottom: 8px;
}

.clvr-home-calc .clvr-dti-popup-body {
  font-size: 0.8rem; color: var(--clvr-text-secondary);
  line-height: 1.55; margin-bottom: 12px;
}

.clvr-home-calc .clvr-dti-popup-hint {
  font-size: 0.78rem; color: var(--clvr-text-secondary);
  font-weight: var(--clvr-weight-semibold); margin-bottom: 12px;
}

.clvr-home-calc .clvr-dti-scale {
  display: flex; justify-content: space-between; gap: 8px;
}

.clvr-home-calc .clvr-dti-scale-item {
  display: flex; flex-direction: column; align-items: center; gap: 4px;
  font-size: 0.75rem; color: var(--clvr-text-secondary);
}

.clvr-home-calc .clvr-dti-scale-dot {
  width: 12px; height: 12px; border-radius: 50%;
}

.clvr-home-calc .clvr-dti-scale-label {
  font-weight: var(--clvr-weight-semibold); font-size: 0.78rem;
}

.clvr-home-calc .clvr-dti-scale-range {
  font-size: 0.72rem; color: var(--clvr-text-muted);
}

@media (max-width: 380px) {
  .clvr-home-calc .clvr-dti-scale {
    flex-direction: column;
    align-items: stretch;
  }

  .clvr-home-calc .clvr-dti-scale-item {
    flex-direction: row;
    justify-content: space-between;
  }
}

/* Upfront costs popup — position above, right-aligned */
.clvr-home-calc .clvr-upfront-popup {
  top: auto;
  bottom: calc(100% + 12px);
  left: auto;
  right: 0;
  transform: none;
  width: 320px;
}

.clvr-home-calc .clvr-upfront-popup-title {
  font-size: 0.9rem; font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue); margin-bottom: 10px;
}

.clvr-home-calc .clvr-upfront-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 6px 0; font-size: 0.82rem; color: var(--clvr-text-secondary);
}

.clvr-home-calc .clvr-upfront-row + .clvr-upfront-row {
  border-top: 1px solid var(--clvr-border-light);
}

.clvr-home-calc .clvr-upfront-row--total {
  border-top: 2px solid var(--clvr-blue) !important;
  font-weight: var(--clvr-weight-bold); color: var(--clvr-blue);
  padding-top: 8px; margin-top: 2px;
}

.clvr-home-calc .clvr-upfront-row .clvr-upfront-amount {
  font-weight: var(--clvr-weight-bold); color: var(--clvr-text);
}

.clvr-home-calc .clvr-upfront-note {
  font-size: 0.72rem; color: var(--clvr-text-muted);
  line-height: 1.5; margin-top: 10px; font-style: italic;
}

.clvr-home-calc .clvr-payment-popup-header {
  font-size: 0.85rem; color: var(--clvr-text-secondary);
  line-height: 1.5; margin-bottom: var(--clvr-sp-4);
}

.clvr-home-calc .clvr-payment-popup-header strong {
  color: var(--clvr-text); font-weight: var(--clvr-weight-bold);
}

/* Donut chart container */
.clvr-home-calc .clvr-donut-wrap {
  display: flex; align-items: center; gap: var(--clvr-sp-4);
  min-width: 0;
}

@media (max-width: 640px) {
  .clvr-home-calc .clvr-donut-wrap {
    flex-direction: column;
    align-items: stretch;
  }
}

.clvr-home-calc .clvr-donut-chart {
  position: relative; width: 160px; height: 160px; flex-shrink: 0;
}

@media (max-width: 640px) {
  .clvr-home-calc .clvr-donut-chart {
    width: 140px;
    height: 140px;
    margin: 0 auto;
  }
}

.clvr-home-calc .clvr-donut-chart svg { width: 100%; height: 100%; }

.clvr-home-calc .clvr-donut-center {
  position: absolute; top: 50%; left: 50%;
  transform: translate(-50%, -50%); text-align: center;
}

.clvr-home-calc .clvr-donut-center-label {
  font-size: 0.6rem; font-weight: var(--clvr-weight-bold);
  color: var(--clvr-text-muted); text-transform: uppercase;
  letter-spacing: 0.04em;
}

.clvr-home-calc .clvr-donut-center-value {
  font-size: 1rem; font-weight: 800; color: var(--clvr-blue);
  letter-spacing: -0.02em;
}

/* Pie legend */
.clvr-home-calc .clvr-donut-legend {
  display: flex; flex-direction: column; gap: 8px;
  min-width: 0;
}

.clvr-home-calc .clvr-legend-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 0.8rem; color: var(--clvr-text-secondary);
  min-width: 0;
}

.clvr-home-calc .clvr-legend-dot {
  width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0;
}

.clvr-home-calc .clvr-legend-amount {
  font-weight: var(--clvr-weight-bold); color: var(--clvr-text);
  margin-left: auto;
  flex-shrink: 0;
}


/* ============================================================================
   DISCLAIMER (hover/click tooltip)
   ============================================================================ */
.clvr-home-calc .clvr-disclaimer-trigger {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: var(--clvr-sp-6);
  font-size: 0.78rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted);
  cursor: help;
}

.clvr-home-calc .clvr-disclaimer-trigger svg {
  width: 14px; height: 14px; color: var(--clvr-text-muted);
  transition: color var(--clvr-transition);
}

.clvr-home-calc .clvr-disclaimer-trigger:hover svg,
.clvr-home-calc .clvr-disclaimer-trigger:focus svg { color: var(--clvr-blue); }

.clvr-home-calc .clvr-disclaimer-trigger:hover,
.clvr-home-calc .clvr-disclaimer-trigger:focus { color: var(--clvr-text-secondary); }

.clvr-home-calc .clvr-disclaimer-popup {
  display: none;
  position: absolute;
  bottom: calc(100% + 10px);
  left: 0;
  width: 420px;
  max-width: calc(100vw - 48px);
  padding: 14px 18px;
  font-size: 0.75rem;
  font-weight: var(--clvr-weight-normal);
  line-height: 1.65;
  color: var(--clvr-text-secondary);
  background: var(--clvr-bg);
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
  box-shadow: var(--clvr-shadow-lg);
  z-index: 20;
  cursor: default;
}

@media (max-width: 640px) {
  .clvr-home-calc .clvr-disclaimer-popup {
    left: 0;
    width: calc(100vw - 48px);
    max-width: calc(100vw - 48px);
  }
}

.clvr-home-calc .clvr-disclaimer-trigger:hover .clvr-disclaimer-popup,
.clvr-home-calc .clvr-disclaimer-trigger:focus .clvr-disclaimer-popup,
.clvr-home-calc .clvr-disclaimer-trigger.clvr-disclaimer--open .clvr-disclaimer-popup {
  display: block;
}

/* ============================================================================
   PMI NOTICE
   ============================================================================ */
.clvr-home-calc .clvr-pmi-notice {
  display: flex; align-items: flex-start; gap: 8px;
  margin-top: var(--clvr-sp-4); padding: 8px 12px;
  font-size: 0.78rem; color: var(--clvr-text-secondary);
  background: rgba(219, 164, 80, 0.08);
  border: 1px solid rgba(219, 164, 80, 0.25);
  border-radius: var(--clvr-radius-sm);
}

.clvr-home-calc .clvr-pmi-notice svg {
  width: 14px; height: 14px; flex-shrink: 0; margin-top: 1px; color: var(--clvr-orange);
}

.clvr-home-calc .clvr-pmi-notice--hidden { display: none; }

/* (PITI tooltip removed — replaced by payment popup) */

/* ============================================================================
   AMORTIZATION TABLES
   ============================================================================ */
.clvr-home-calc .clvr-table-section { margin-top: var(--clvr-sp-6); }
.clvr-home-calc .clvr-table-section:first-child { margin-top: 0; }

.clvr-home-calc .clvr-table-header {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: var(--clvr-sp-4); flex-wrap: wrap; gap: var(--clvr-sp-2);
}

.clvr-home-calc .clvr-table-title {
  font-family: var(--clvr-font); font-size: 1rem;
  font-weight: var(--clvr-weight-bold); color: var(--clvr-blue);
}

.clvr-home-calc .clvr-table-toggle {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 6px 16px; font-family: var(--clvr-font);
  font-size: 0.8rem; font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-blue); background: transparent;
  border: 2px solid var(--clvr-blue); border-radius: var(--clvr-radius-pill);
  cursor: pointer;
  transition: background var(--clvr-transition), color var(--clvr-transition);
}

.clvr-home-calc .clvr-table-toggle:hover {
  background: var(--clvr-blue); color: var(--clvr-text-inverse);
}

.clvr-home-calc .clvr-table-toggle:focus-visible {
  outline: 2px solid var(--clvr-blue); outline-offset: 2px;
}

.clvr-home-calc .clvr-table-toggle svg { width: 14px; height: 14px; }

@media (max-width: 640px) {
  .clvr-home-calc .clvr-table-header {
    align-items: stretch;
  }

  .clvr-home-calc .clvr-table-title,
  .clvr-home-calc .clvr-table-toggle {
    width: 100%;
  }

  .clvr-home-calc .clvr-table-toggle {
    justify-content: center;
  }
}

@media (prefers-reduced-motion: no-preference) {
  .clvr-home-calc .clvr-table-toggle svg { transition: transform 0.25s ease; }
  .clvr-home-calc .clvr-table-toggle.clvr-table-toggle--expanded svg { transform: rotate(180deg); }
}

/* Table wrapper */
.clvr-home-calc .clvr-table-wrap {
  overflow-x: auto; -webkit-overflow-scrolling: touch;
  border: 1px solid var(--clvr-border); border-radius: var(--clvr-radius);
}

.clvr-home-calc .clvr-amort-table {
  width: 100%; border-collapse: collapse; font-size: 0.85rem; min-width: 520px;
}

.clvr-home-calc .clvr-amort-table thead th {
  font-family: var(--clvr-font); font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold); text-transform: uppercase;
  letter-spacing: 0.06em; color: var(--clvr-text-muted);
  background: var(--clvr-bg-muted); padding: 12px 14px;
  text-align: right; white-space: nowrap;
  border-bottom: 2px solid var(--clvr-border);
  position: sticky; top: 0; z-index: 1;
}

.clvr-home-calc .clvr-amort-table thead th:first-child { text-align: left; }

.clvr-home-calc .clvr-amort-table tbody td {
  padding: 10px 14px; text-align: right; font-variant-numeric: tabular-nums;
  border-bottom: 1px solid var(--clvr-border-light); color: var(--clvr-text);
}

.clvr-home-calc .clvr-amort-table tbody td:first-child {
  text-align: left; font-weight: var(--clvr-weight-semibold); color: var(--clvr-text-secondary);
}

.clvr-home-calc .clvr-amort-table tbody tr:hover { background: var(--clvr-bg-tint); }

/* Totals row */
.clvr-home-calc .clvr-amort-table tbody tr.clvr-totals-row {
  background: var(--clvr-bg-tint); font-weight: var(--clvr-weight-bold);
}

.clvr-home-calc .clvr-amort-table tbody tr.clvr-totals-row td {
  border-top: 2px solid var(--clvr-blue); border-bottom: none; color: var(--clvr-blue);
}

/* Expandable detail table */
.clvr-home-calc .clvr-detail-section { margin-top: var(--clvr-sp-4); overflow: hidden; }

@media (prefers-reduced-motion: no-preference) {
  .clvr-home-calc .clvr-detail-section { transition: max-height 0.4s ease; }
}

.clvr-home-calc .clvr-detail-section.clvr-detail-section--collapsed { max-height: 0 !important; }

.clvr-home-calc .clvr-detail-table-wrap {
  max-width: 100%;
  max-height: 480px;
  overflow: auto;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--clvr-border); border-radius: var(--clvr-radius);
}

@media (max-width: 640px) {
  .clvr-home-calc .clvr-amort-table {
    font-size: 0.78rem;
    min-width: 460px;
  }

  .clvr-home-calc .clvr-amort-table thead th,
  .clvr-home-calc .clvr-amort-table tbody td {
    padding: 9px 10px;
  }
}

@media (max-width: 380px) {
  .clvr-home-calc {
    padding: var(--clvr-sp-3);
  }

  .clvr-home-calc .clvr-calc-panel {
    padding: var(--clvr-sp-3);
  }

  .clvr-home-calc .clvr-input-row {
    gap: 0;
  }

  .clvr-home-calc .clvr-afford-labels {
    flex-direction: column;
  }

  .clvr-home-calc .clvr-afford-labels span:last-child {
    text-align: left !important;
  }
}

/* ============================================================================
   MOBILE CONTAINMENT OVERRIDES
   Some WordPress themes apply large form/button typography globally. Keep the
   calculator inside its column and force mobile-sized internals.
   ============================================================================ */
@media (max-width: 900px) {
  .clvr-home-calc {
    width: 100% !important;
    max-width: 100% !important;
    padding: var(--clvr-sp-4) !important;
    overflow-x: clip;
  }

  .clvr-home-calc .clvr-calc-layout,
  .clvr-home-calc .clvr-calc-panel,
  .clvr-home-calc .clvr-results-panel,
  .clvr-home-calc .clvr-amort-container,
  .clvr-home-calc .clvr-input-group,
  .clvr-home-calc .clvr-input-row,
  .clvr-home-calc .clvr-input-with-prefix,
  .clvr-home-calc .clvr-input-with-suffix {
    min-width: 0 !important;
    max-width: 100% !important;
  }

  .clvr-home-calc .clvr-calc-panel {
    width: 100% !important;
    padding: var(--clvr-sp-4) !important;
    overflow: hidden;
  }

  .clvr-home-calc .clvr-input-row,
  .clvr-home-calc .clvr-metrics-row {
    grid-template-columns: minmax(0, 1fr) !important;
  }

  .clvr-home-calc .clvr-input-group label {
    display: block !important;
    font-size: 0.76rem !important;
    line-height: 1.35 !important;
    overflow-wrap: anywhere;
  }

  .clvr-home-calc .clvr-input-field,
  .clvr-home-calc .clvr-select-field {
    display: block !important;
    width: 100% !important;
    min-width: 0 !important;
    max-width: 100% !important;
    min-height: 48px;
    padding-top: 11px !important;
    padding-bottom: 11px !important;
    font-size: 16px !important;
    line-height: 1.25 !important;
  }

  .clvr-home-calc .clvr-calc-btn {
    display: flex !important;
    align-items: center;
    justify-content: center;
    width: 100% !important;
    min-width: 0 !important;
    max-width: 100% !important;
    min-height: 52px;
    padding: 12px 18px !important;
    font-size: 1rem !important;
    line-height: 1.2 !important;
    white-space: normal !important;
    overflow-wrap: anywhere;
  }

  .clvr-home-calc .clvr-afford-value {
    font-size: 2rem !important;
    line-height: 1.08 !important;
  }

  .clvr-home-calc .clvr-metric {
    padding-left: 0 !important;
    padding-right: 0 !important;
  }

  .clvr-home-calc .clvr-metric + .clvr-metric {
    border-left: 0 !important;
    border-top: 1px solid var(--clvr-border-light);
    padding-top: var(--clvr-sp-4) !important;
  }

  .clvr-home-calc .clvr-metric-value {
    font-size: 1.7rem !important;
    line-height: 1.1 !important;
  }

  .clvr-home-calc .clvr-afford-labels {
    align-items: flex-start;
  }

  .clvr-home-calc .clvr-afford-labels span {
    min-width: 0;
    max-width: 50%;
  }

  .clvr-home-calc .clvr-output-popup,
  .clvr-home-calc .clvr-upfront-popup,
  .clvr-home-calc .clvr-dti-popup,
  .clvr-home-calc .clvr-disclaimer-popup {
    width: 100% !important;
    max-width: 100% !important;
  }
}

@media (max-width: 480px) {
  .clvr-home-calc {
    padding: var(--clvr-sp-3) !important;
  }

  .clvr-home-calc .clvr-calc-panel {
    padding: var(--clvr-sp-3) !important;
  }

  .clvr-home-calc .clvr-calc-header h2,
  .clvr-home-calc .clvr-afford-value {
    font-size: 1.65rem !important;
  }

  .clvr-home-calc .clvr-metric-value {
    font-size: 1.45rem !important;
  }

  .clvr-home-calc .clvr-afford-labels {
    flex-direction: column;
  }

  .clvr-home-calc .clvr-afford-labels span {
    max-width: 100%;
  }

  .clvr-home-calc .clvr-afford-labels span:last-child {
    text-align: left !important;
  }
}