/* ============================================================================
   SCOPED RESET
   ============================================================================ */
.clvr-fha-loan-calculator *,
.clvr-fha-loan-calculator *::before,
.clvr-fha-loan-calculator *::after {
  box-sizing: border-box;
}

/* ============================================================================
   COMPONENT ROOT
   ============================================================================ */
.clvr-fha-loan-calculator {
  min-width: 0;
  width: 100%;
  font-family: var(--clvr-font);
  color: var(--clvr-text);
  line-height: 1.6;
}

/* Header */
.clvr-fha-loan-calculator .clvr-calc-header {
  text-align: center;
  margin-bottom: var(--clvr-sp-12);
}

.clvr-fha-loan-calculator .clvr-calc-header h2 {
  font-family: var(--clvr-font);
  font-size: clamp(1.6rem, 4vw, 2.2rem);
  font-weight: 700;
  color: var(--clvr-blue);
  margin-bottom: var(--clvr-sp-2);
  letter-spacing: -0.02em;
}

.clvr-fha-loan-calculator .clvr-calc-header p {
  color: var(--clvr-text-secondary);
  font-size: 0.95rem;
  max-width: 620px;
  margin: 0 auto;
}

/* ============================================================================
   LAYOUT
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-calc-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--clvr-sp-6);
  align-items: start;
}

@media (max-width: 768px) {
  .clvr-fha-loan-calculator .clvr-calc-layout {
    grid-template-columns: 1fr;
  }
}

/* ============================================================================
   PANELS
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-calc-panel {
  min-width: 0;
  background: var(--clvr-bg);
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
  padding: var(--clvr-sp-6);
  box-shadow: var(--clvr-shadow);
}

.clvr-fha-loan-calculator .clvr-calc-panel-title {
  font-family: var(--clvr-font);
  font-size: 1.05rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
  margin-bottom: var(--clvr-sp-6);
  padding-bottom: var(--clvr-sp-4);
  border-bottom: 2px solid var(--clvr-bg-tint);
  display: flex;
  align-items: center;
  gap: var(--clvr-sp-2);
}

.clvr-fha-loan-calculator .clvr-calc-panel-title svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

/* ============================================================================
   INPUT GROUPS
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-input-group {
  margin-bottom: var(--clvr-sp-6);
}

.clvr-fha-loan-calculator .clvr-input-group:last-child {
  margin-bottom: 0;
}

.clvr-fha-loan-calculator .clvr-input-group label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 0.82rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: var(--clvr-sp-2);
}

.clvr-fha-loan-calculator .clvr-input-group label .clvr-label-text {
  display: inline-flex;
  align-items: center;
}

.clvr-fha-loan-calculator .clvr-input-group label .clvr-label-value {
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
  text-transform: none;
  letter-spacing: 0;
}

.clvr-fha-loan-calculator .clvr-label-amount {
  font-weight: var(--clvr-weight-normal);
  color: var(--clvr-text-muted);
}

/* Text / Number inputs */
.clvr-fha-loan-calculator .clvr-input-field {
  width: 100%;
  padding: 10px 14px;
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: 500;
  line-height: 1.6;
  color: var(--clvr-text);
  background: var(--clvr-bg-muted);
  border: 1.5px solid var(--clvr-border);
  border-radius: var(--clvr-radius-sm);
  outline: none;
  transition: border-color var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-fha-loan-calculator .clvr-input-field:hover {
  box-shadow: var(--clvr-shadow);
}

.clvr-fha-loan-calculator .clvr-input-field:focus,
.clvr-fha-loan-calculator .clvr-input-field:focus-visible {
  border-color: var(--clvr-orange);
  outline: 2px solid var(--clvr-orange);
  outline-offset: -2px;
}

/* Prefix/suffix wrappers */
.clvr-fha-loan-calculator .clvr-input-with-prefix {
  position: relative;
}

.clvr-fha-loan-calculator .clvr-input-with-prefix .clvr-prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 0.95rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-muted);
  pointer-events: none;
}

.clvr-fha-loan-calculator .clvr-input-with-prefix .clvr-input-field {
  padding-left: 28px;
}

/* Row of two inputs */
.clvr-fha-loan-calculator .clvr-input-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--clvr-sp-4);
}

@media (max-width: 480px) {
  .clvr-fha-loan-calculator .clvr-input-row {
    grid-template-columns: 1fr;
  }
}

/* ============================================================================
   RANGE SLIDERS
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-slider-track {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  background: linear-gradient(
    to right,
    var(--clvr-orange) 0%,
    var(--clvr-orange) var(--clvr-slider-fill, 0%),
    var(--clvr-border-light) var(--clvr-slider-fill, 0%),
    var(--clvr-border-light) 100%
  );
  border-radius: 3px;
  outline: none;
  cursor: pointer;
  margin-top: 2px;
}

.clvr-fha-loan-calculator .clvr-slider-track::-moz-range-track {
  height: 6px;
  background: var(--clvr-border-light);
  border-radius: 3px;
  border: none;
}

.clvr-fha-loan-calculator .clvr-slider-track::-moz-range-progress {
  height: 6px;
  background: var(--clvr-orange);
  border-radius: 3px 0 0 3px;
}

.clvr-fha-loan-calculator .clvr-slider-track:focus-visible {
  outline: 2px solid var(--clvr-orange);
  outline-offset: 4px;
}

.clvr-fha-loan-calculator .clvr-slider-track::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  background: var(--clvr-blue);
  border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow);
  border-radius: 50%;
  cursor: pointer;
  transition: transform var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-fha-loan-calculator .clvr-slider-track::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: var(--clvr-shadow-lg);
}

.clvr-fha-loan-calculator .clvr-slider-track::-moz-range-thumb {
  width: 20px;
  height: 20px;
  background: var(--clvr-blue);
  border: 3px solid var(--clvr-bg);
  box-shadow: var(--clvr-shadow);
  border-radius: 50%;
  cursor: pointer;
}

/* ============================================================================
   SELECT / DROPDOWN
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-select-field {
  width: 100%;
  padding: 10px 14px;
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: 500;
  line-height: 1.6;
  color: var(--clvr-text);
  background: var(--clvr-bg-muted);
  border: 1.5px solid var(--clvr-border);
  border-radius: var(--clvr-radius-sm);
  outline: none;
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%234b698b' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
  transition: border-color var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-fha-loan-calculator .clvr-select-field:hover {
  box-shadow: var(--clvr-shadow);
}

.clvr-fha-loan-calculator .clvr-select-field:focus,
.clvr-fha-loan-calculator .clvr-select-field:focus-visible {
  border-color: var(--clvr-orange);
  outline: 2px solid var(--clvr-orange);
  outline-offset: -2px;
}

/* ============================================================================
   LOAN DISPLAY ROW (Base Loan Amount + LTV Badge)
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-loan-display-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  background: var(--clvr-bg-tint);
  border-radius: var(--clvr-radius);
  margin-bottom: var(--clvr-sp-6);
}

.clvr-fha-loan-calculator .clvr-loan-display-label {
  font-size: 0.8rem;
  font-weight: var(--clvr-weight-semibold);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--clvr-text-secondary);
  flex: 1;
}

.clvr-fha-loan-calculator .clvr-loan-display-value {
  font-family: var(--clvr-font);
  font-size: 1.05rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
}

.clvr-fha-loan-calculator .clvr-ltv-badge {
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  padding: 3px 8px;
  border-radius: var(--clvr-radius-pill);
  background: rgba(219, 164, 80, 0.15);
  color: var(--clvr-orange-dark);
}

/* ============================================================================
   CALCULATE BUTTON -- Primary CTA
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-calc-btn {
  display: block;
  width: 100%;
  padding: 14px 24px;
  margin-top: var(--clvr-sp-6);
  font-family: var(--clvr-font);
  font-size: 1rem;
  font-weight: var(--clvr-weight-bold);
  letter-spacing: 0.01em;
  text-align: center;
  color: var(--clvr-text-inverse);
  background: var(--clvr-orange);
  border: none;
  border-radius: var(--clvr-radius-pill);
  cursor: pointer;
  box-shadow: var(--clvr-shadow);
  transition: background var(--clvr-transition), transform var(--clvr-transition), box-shadow var(--clvr-transition);
}

.clvr-fha-loan-calculator .clvr-calc-btn:hover {
  background: var(--clvr-orange-dark);
  transform: translateY(-1px);
  box-shadow: var(--clvr-shadow-lg);
}

.clvr-fha-loan-calculator .clvr-calc-btn:active {
  transform: translateY(0);
  box-shadow: var(--clvr-shadow);
}

.clvr-fha-loan-calculator .clvr-calc-btn:focus-visible {
  outline: 2px solid var(--clvr-blue);
  outline-offset: 2px;
}

/* ============================================================================
   SECTION DIVIDER
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-section-divider {
  display: flex;
  align-items: center;
  gap: var(--clvr-sp-2);
  margin: var(--clvr-sp-4) 0;
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.clvr-fha-loan-calculator .clvr-section-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--clvr-border-light);
}

/* ============================================================================
   RESULTS PANEL
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-results-container {
  grid-column: 1 / -1;
}

.clvr-fha-loan-calculator .clvr-results-hidden {
  display: none;
}

/* ============================================================================
   MIP INFO CARD
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-mip-info-card {
  background: var(--clvr-bg-muted);
  border: 1px solid var(--clvr-border-light);
  border-radius: var(--clvr-radius);
  padding: var(--clvr-sp-4) var(--clvr-sp-6);
  margin-bottom: var(--clvr-sp-6);
}

.clvr-fha-loan-calculator .clvr-mip-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--clvr-sp-4);
  flex-wrap: wrap;
  gap: var(--clvr-sp-2);
}

.clvr-fha-loan-calculator .clvr-mip-card-title {
  font-size: 0.82rem;
  font-weight: var(--clvr-weight-bold);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--clvr-text-muted);
}

.clvr-fha-loan-calculator .clvr-mip-duration-badge {
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  padding: 3px 10px;
  border-radius: var(--clvr-radius-pill);
}

.clvr-fha-loan-calculator .clvr-mip-duration-badge.clvr-mip-badge--life {
  background: rgba(244, 67, 54, 0.12);
  color: var(--clvr-error);
}

.clvr-fha-loan-calculator .clvr-mip-duration-badge.clvr-mip-badge--limited {
  background: rgba(14, 193, 143, 0.12);
  color: #0a8f6a;
}

.clvr-fha-loan-calculator .clvr-mip-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--clvr-sp-4);
  margin-bottom: var(--clvr-sp-4);
}

.clvr-fha-loan-calculator .clvr-mip-metric-block {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.clvr-fha-loan-calculator .clvr-mip-metric-label {
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--clvr-text-muted);
}

.clvr-fha-loan-calculator .clvr-mip-metric-value {
  font-family: var(--clvr-font);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--clvr-blue);
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.clvr-fha-loan-calculator .clvr-mip-metric-value.clvr-mip-metric-value--highlight {
  color: var(--clvr-orange);
}

.clvr-fha-loan-calculator .clvr-mip-metric-sub {
  font-size: 0.78rem;
  color: var(--clvr-text-secondary);
}

.clvr-fha-loan-calculator .clvr-mip-note {
  padding: 10px 14px;
  background: var(--clvr-bg-subtle);
  border-radius: var(--clvr-radius-sm);
  border-left: 3px solid var(--clvr-orange);
  font-size: 0.78rem;
  color: var(--clvr-text-secondary);
  line-height: 1.5;
}

/* ============================================================================
   FINANCED LOAN ROW
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-financed-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  background: var(--clvr-bg-tint);
  border-radius: var(--clvr-radius);
  margin-bottom: var(--clvr-sp-6);
  font-size: 0.82rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-secondary);
}

.clvr-fha-loan-calculator .clvr-financed-row.clvr-financed-row--hidden {
  display: none;
}

.clvr-fha-loan-calculator .clvr-financed-value {
  font-family: var(--clvr-font);
  font-size: 0.95rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
}

/* ============================================================================
   METRICS GRID (Payment Breakdown)
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-metrics-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--clvr-sp-4);
  margin-bottom: var(--clvr-sp-6);
}

.clvr-fha-loan-calculator .clvr-metric-card {
  background: var(--clvr-bg-muted);
  border: 1px solid var(--clvr-border-light);
  border-radius: var(--clvr-radius);
  padding: var(--clvr-sp-4) var(--clvr-sp-6);
  text-align: center;
}

.clvr-fha-loan-calculator .clvr-metric-card.clvr-metric-card--highlight {
  background: var(--clvr-bg-tint);
  border-color: var(--clvr-blue);
}

.clvr-fha-loan-calculator .clvr-metric-card .clvr-metric-label {
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: var(--clvr-sp-1);
}

.clvr-fha-loan-calculator .clvr-metric-card .clvr-metric-value {
  font-family: var(--clvr-font);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--clvr-blue);
  letter-spacing: -0.02em;
}

.clvr-fha-loan-calculator .clvr-metric-card .clvr-metric-sub {
  font-size: 0.78rem;
  color: var(--clvr-text-secondary);
  margin-top: 2px;
}

/* ============================================================================
   COMPARISON BAR
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-comparison-bar-wrap {
  margin: var(--clvr-sp-6) 0;
}

.clvr-fha-loan-calculator .clvr-comparison-bar-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  font-weight: var(--clvr-weight-semibold);
  margin-bottom: var(--clvr-sp-2);
}

.clvr-fha-loan-calculator .clvr-comparison-bar {
  height: 14px;
  border-radius: 7px;
  overflow: hidden;
  display: flex;
  background: var(--clvr-border-light);
}

.clvr-fha-loan-calculator .clvr-comparison-bar .clvr-bar-principal {
  background: var(--clvr-blue);
}

.clvr-fha-loan-calculator .clvr-comparison-bar .clvr-bar-interest {
  background: var(--clvr-orange);
}

@media (prefers-reduced-motion: no-preference) {
  .clvr-fha-loan-calculator .clvr-comparison-bar .clvr-bar-principal,
  .clvr-fha-loan-calculator .clvr-comparison-bar .clvr-bar-interest {
    transition: width 0.6s ease;
  }
}

.clvr-fha-loan-calculator .clvr-comparison-legend {
  display: flex;
  gap: var(--clvr-sp-6);
  margin-top: var(--clvr-sp-2);
  font-size: 0.78rem;
  color: var(--clvr-text-secondary);
}

.clvr-fha-loan-calculator .clvr-comparison-legend span {
  display: flex;
  align-items: center;
  gap: 6px;
}

.clvr-fha-loan-calculator .clvr-legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.clvr-fha-loan-calculator .clvr-legend-dot.clvr-legend-dot--principal {
  background: var(--clvr-blue);
}

.clvr-fha-loan-calculator .clvr-legend-dot.clvr-legend-dot--interest {
  background: var(--clvr-orange);
}

/* ============================================================================
   AMORTIZATION TABLES
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-table-section {
  margin-top: var(--clvr-sp-6);
}

.clvr-fha-loan-calculator .clvr-table-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: var(--clvr-sp-4);
  flex-wrap: wrap;
  gap: var(--clvr-sp-2);
}

.clvr-fha-loan-calculator .clvr-table-title {
  font-family: var(--clvr-font);
  font-size: 1rem;
  font-weight: var(--clvr-weight-bold);
  color: var(--clvr-blue);
}

/* Secondary toggle button */
.clvr-fha-loan-calculator .clvr-table-toggle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 16px;
  font-family: var(--clvr-font);
  font-size: 0.8rem;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-blue);
  background: transparent;
  border: 2px solid var(--clvr-blue);
  border-radius: var(--clvr-radius-pill);
  cursor: pointer;
  transition: background var(--clvr-transition), color var(--clvr-transition);
}

.clvr-fha-loan-calculator .clvr-table-toggle:hover {
  background: var(--clvr-blue);
  color: var(--clvr-text-inverse);
}

.clvr-fha-loan-calculator .clvr-table-toggle:focus-visible {
  outline: 2px solid var(--clvr-blue);
  outline-offset: 2px;
}

.clvr-fha-loan-calculator .clvr-table-toggle svg {
  width: 14px;
  height: 14px;
}

@media (prefers-reduced-motion: no-preference) {
  .clvr-fha-loan-calculator .clvr-table-toggle svg {
    transition: transform 0.25s ease;
  }
  .clvr-fha-loan-calculator .clvr-table-toggle.clvr-table-toggle--expanded svg {
    transform: rotate(180deg);
  }
}

/* Table wrapper for horizontal scroll on mobile */
.clvr-fha-loan-calculator .clvr-table-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
}

.clvr-fha-loan-calculator .clvr-amort-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
  min-width: 580px;
}

.clvr-fha-loan-calculator .clvr-amort-table thead th {
  font-family: var(--clvr-font);
  font-size: 0.72rem;
  font-weight: var(--clvr-weight-bold);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--clvr-text-muted);
  background: var(--clvr-bg-muted);
  padding: 12px 14px;
  text-align: right;
  white-space: nowrap;
  border-bottom: 2px solid var(--clvr-border);
  position: sticky;
  top: 0;
  z-index: 1;
}

.clvr-fha-loan-calculator .clvr-amort-table thead th:first-child {
  text-align: left;
}

.clvr-fha-loan-calculator .clvr-amort-table tbody td {
  padding: 10px 14px;
  text-align: right;
  font-variant-numeric: tabular-nums;
  border-bottom: 1px solid var(--clvr-border-light);
  color: var(--clvr-text);
}

.clvr-fha-loan-calculator .clvr-amort-table tbody td:first-child {
  text-align: left;
  font-weight: var(--clvr-weight-semibold);
  color: var(--clvr-text-secondary);
}

.clvr-fha-loan-calculator .clvr-amort-table tbody tr:hover {
  background: var(--clvr-bg-tint);
}

/* MIP-end row highlighting (green tint) */
.clvr-fha-loan-calculator .clvr-amort-table tbody tr.clvr-mip-end-row {
  background: rgba(14, 193, 143, 0.1);
}

.clvr-fha-loan-calculator .clvr-amort-table tbody tr.clvr-mip-end-row:hover {
  background: rgba(14, 193, 143, 0.18);
}

/* MIP-end badge */
.clvr-fha-loan-calculator .clvr-mip-end-badge {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: var(--clvr-weight-bold);
  padding: 2px 7px;
  border-radius: var(--clvr-radius-sm);
  background: rgba(14, 193, 143, 0.15);
  color: #0a8f6a;
  margin-left: 6px;
  vertical-align: middle;
}

/* Totals row */
.clvr-fha-loan-calculator .clvr-amort-table tbody tr.clvr-totals-row {
  background: var(--clvr-bg-tint);
  font-weight: var(--clvr-weight-bold);
}

.clvr-fha-loan-calculator .clvr-amort-table tbody tr.clvr-totals-row td {
  border-top: 2px solid var(--clvr-blue);
  border-bottom: none;
  color: var(--clvr-blue);
}

/* ============================================================================
   EXPANDABLE DETAIL TABLE
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-detail-section {
  margin-top: var(--clvr-sp-4);
  overflow: hidden;
}

@media (prefers-reduced-motion: no-preference) {
  .clvr-fha-loan-calculator .clvr-detail-section {
    transition: max-height 0.4s ease;
  }
}

.clvr-fha-loan-calculator .clvr-detail-section.clvr-detail-section--collapsed {
  max-height: 0 !important;
}

.clvr-fha-loan-calculator .clvr-detail-table-wrap {
  max-height: 480px;
  overflow-y: auto;
  border: 1px solid var(--clvr-border);
  border-radius: var(--clvr-radius);
}

/* ============================================================================
   INFO TIP (Tippy trigger)
   ============================================================================ */
.clvr-fha-loan-calculator .clvr-info-tip {
  display: inline-flex;
  align-items: center;
  margin-left: 4px;
  cursor: help;
  color: var(--clvr-text-muted);
  vertical-align: middle;
}

.clvr-fha-loan-calculator .clvr-info-tip svg {
  width: 14px;
  height: 14px;
}

.clvr-fha-loan-calculator .clvr-info-tip:focus-visible {
  outline: 2px solid var(--clvr-orange);
  outline-offset: 2px;
  border-radius: 50%;
}

/* ============================================================================
   RESPONSIVE ADJUSTMENTS
   ============================================================================ */
@media (max-width: 768px) {
  .clvr-fha-loan-calculator .clvr-calc-panel {
    padding: var(--clvr-sp-4);
  }
  .clvr-fha-loan-calculator .clvr-metrics-grid {
    grid-template-columns: 1fr 1fr;
  }
  .clvr-fha-loan-calculator .clvr-metric-card .clvr-metric-value {
    font-size: 1.2rem;
  }
  .clvr-fha-loan-calculator .clvr-mip-metric-value {
    font-size: 1.2rem;
  }
}

@media (max-width: 480px) {
  .clvr-fha-loan-calculator .clvr-metrics-grid {
    grid-template-columns: 1fr;
  }
  .clvr-fha-loan-calculator .clvr-amort-table {
    font-size: 0.78rem;
  }
  .clvr-fha-loan-calculator .clvr-amort-table thead th,
  .clvr-fha-loan-calculator .clvr-amort-table tbody td {
    padding: 8px 10px;
  }
  .clvr-fha-loan-calculator .clvr-table-header {
    flex-direction: column;
    align-items: flex-start;
  }
  .clvr-fha-loan-calculator .clvr-mip-metrics {
    grid-template-columns: 1fr;
  }
}

/* ============================================================================
   PRINT STYLES
   ============================================================================ */
@media print {
  .clvr-fha-loan-calculator .clvr-calc-btn { display: none; }
  .clvr-fha-loan-calculator .clvr-calc-panel { box-shadow: none; border: 1px solid #ccc; break-inside: avoid; }
  .clvr-fha-loan-calculator .clvr-detail-section.clvr-detail-section--collapsed { max-height: none !important; }
}