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Authors
Lydia Kibet

Lydia Kibet

Contributing Writer

With over six years of experience, Lydia has collaborated with finance professionals to create educational content that bridges the gap between expert knowledge and everyday financial decisions.

Her work has appeared in Clever Real Estate, GoBankingRates, Business Insider, Investopedia, Anytime Estimate, MoneyLion, Tikr, and BetterFinances. Connect with her at lydiakibet.com.

Expertise: Mortgages, real estate, investing, banking, credit cards, retirement, saving, spending.
Education: Strathmore University
Background: Former banker turned into a finance writer

Featured Published Articles

  • You’ve been paying down your mortgage for years, built some equity, and maybe your home’s value has gone up since you bought it. Now you need a large sum of cash — for a renovation, to pay off high-interest debt, or to cover a major expense — and your home is the biggest asset you…

  • American homeowners are sitting on roughly $11 trillion in tappable equity — and if you’re one of them, you’ve probably wondered whether a home equity line of credit is the right way to put some of that to work. Maybe there’s a renovation you’ve been putting off or high-interest credit card debt that’s costing you…

  • You're getting ready to apply for a mortgage. Your lender (or maybe an article you read before going to bed) mentions debt-to-income ratio, and now it’s on your mind. Maybe you've been told yours is a little high, or perhaps you want to better understand what it means before walking into a lender’s office. Your…