If you've built up equity in your home, a home equity loan lets you borrow against it as a lump sum, at a fixed rate, with predictable monthly payments. Our home equity loan calculator estimates how much equity you can…

USDA loans offer one of the few remaining 0% down payment options for home buyers, but they come with geographic and income restrictions that many people don't know about. Our USDA loan calculator estimates your full monthly payment for a…

VA loans are one of the most valuable benefits available to eligible service members, veterans, and surviving spouses. The biggest advantage is one you won't find on most mortgages: no down payment required and no monthly mortgage insurance. Our VA…

If you're financing an investment property, lenders don't care much about your personal income. They care whether the property pays for itself. The debt service coverage ratio (DSCR) measures exactly that: how well a property's rental income covers its mortgage…

Your monthly mortgage payment is more than just principal and interest. Our mortgage calculator estimates your full monthly payment for a fixed-rate conventional loan (including property taxes, homeowners insurance, HOA fees, and PMI), and breaks down the complete amortization schedule…

An FHA loan lets you buy a home with as little as 3.5% down, but your monthly payment includes more than just principal and interest. Our FHA loan calculator estimates your full monthly payment, including mortgage insurance premiums (MIP), property…

As the name suggests, adjustable-rate mortgages (ARMs) have interest rates that change over time, rather than staying fixed for the life of the loan. Our ARM calculator helps you estimate the potential monthly payment and lifetime costs of an adjustable…

For homeowners who have built up equity, a home equity loan (HELOAN) can allow them to tap that equity to fund other large expenses. But is it worth the risks? Here's how to find out.

To a first-time home buyer, a no-closing-cost mortgage can sound like a less expensive way to buy a home. But the name is actually misleading. It doesn’t mean you won’t ever pay for closing costs. It just means you won’t…

While adjustable-rate mortgages carry certain risks, in certain situations, they can also work to your advantage. Here's how to tell if a 7/1 ARM is right for you.