Using your home equity
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Home equity
Home equity guides and calculators
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Best Home Equity Loans for Seniors: Options, Rates & How to Qualify
July 20, 2026
Seniors have several ways to tap home equity. Compare home equity loans, HELOCs, and reverse mortgages, plus learn how to qualify on… Read article →
Second Mortgage vs. Home Equity Loan: What's the Difference?
July 7, 2026
A home equity loan is one type of second mortgage. Learn how second mortgages, home equity loans, HELOCs, and cash-out refinances differ… Read article →
Selling a House with a Mortgage? Here's What You Need to Know
July 3, 2026
Selling a house with a mortgage? Learn how the loan is paid off at closing, how to estimate what you'll pocket, and… Read article →
Is a Cashout Refinance Worth the Higher Interest Rate?
April 22, 2026
You’ve been paying down your mortgage for years, built some equity, and maybe your home’s value has gone up since you bought… Read article →
The Homeowner's Guide to Using a HELOC (2026 Update)
April 8, 2026
American homeowners are sitting on roughly $11 trillion in tappable equity — and if you’re one of them, you’ve probably wondered whether… Read article →
Can You Use a HELOC for an Investment Property?
March 31, 2026
Can you use a HELOC to buy an investment property? We break down how it works, the key benefits and risks, and… Read article →
Considering a Home Equity Loan for a Remodel? Here's What You Need to Know
March 25, 2026
A home remodel is an exciting project — but the costs can quickly exceed what's in savings. Here's how to decide whether… Read article →
Home Improvement Loan Calculator
March 12, 2026
Home improvements can add real value to your property, but financing them the right way matters. If you've built up equity in… Read article →
Home Equity Line of Credit (HELOC) Calculator
March 12, 2026
A home equity line of credit (HELOC) lets you borrow against your home's equity on an as-needed basis, sort of like a… Read article →
Home Equity Loan Calculator
March 12, 2026
If you've built up equity in your home, a home equity loan lets you borrow against it as a lump sum, at… Read article →
What is a HELOAN and How Can You Use It?
March 10, 2026
For homeowners who have built up equity, a home equity loan (HELOAN) can allow them to tap that equity to fund other… Read article →
How to Lower Your Mortgage Payment
March 4, 2026
If you’re looking for ways to lower your monthly mortgage payment, you may have more options than you think. This information is… Read article →
Home Equity Loan vs. Refinance: What’s the Better Choice?
February 13, 2026
Should you tap your home equity or refinance your mortgage? Compare home equity loans vs. refinancing, including rates, risks, and long-term costs. Read article →
Is a Home Equity Loan a Good Idea?
February 13, 2026
Home equity loans can fund renovations, consolidate debt, or cover major expenses. Discover the pros, cons, and whether tapping your home equity… Read article →
Bridge Loan vs. HELOC: Which Is Better for Buying a House?
February 13, 2026
Bridge loans and HELOCs are both often used to fund down payments on your next house before you sell your current one—but… Read article →
HELOCs vs. Home Equity Loans: How to Decide
February 13, 2026
HELOCs and home equity loans both offer access to the same equity in your home—but what’s the difference? And is one better… Read article →
How Long Does It Take to Get a Home Equity Loan?
February 12, 2026
The average home equity loan takes 39 days to close. But your lender and financial profile could speed up or slow that… Read article →